Side-by-side decision briefs that show when each product tends to fit, what usually breaks first, and how pricing behavior differs.
Both are excellent choices for similar use cases. Braintree edges ahead for PayPal ecosystem integration and charity pricing. Stripe wins on developer experience, feature depth, and ecosystem breadth. Most businesses choose based on technical team preferences and specific feature needs rather than pricing alone.
These target different buyers. Stripe dominates for developer-first teams, startups, and businesses needing ecosystem features. Adyen wins for enterprises prioritizing cost transparency, global scale, and custom pricing. Choose based on your organizational size, technical capabilities, and pricing philosophy.
Braintree fits growth-stage companies wanting PayPal integration with predictable pricing. Adyen suits large enterprises needing cost transparency and global customization. Choice depends on your need for PayPal ecosystem vs enterprise-grade cost management.
These target completely different markets. Square excels for brick-and-mortar SMBs needing simple, integrated solutions. Stripe dominates for online businesses, SaaS, and developer-focused teams. Choice is straightforward: in-person retail → Square; online/API needs → Stripe.
PayPal wins when consumer checkout conversion justifies 3.9% international fees and account hold risks. Stripe dominates for technical teams needing API quality, subscription billing, or platform features. Most businesses choose based on customer payment preferences versus technical requirements.
PayPal wins for simple e-commerce needing trusted checkout with minimal development. Braintree dominates when merchant control, customization, and developer experience matter. Both owned by PayPal but target different merchant sophistication levels.
Authorize.Net wins for established businesses prioritizing stability, US phone support, and extensive e-commerce plugins. Stripe dominates for developer-first teams, modern APIs, and pay-as-you-go pricing. Choice reflects organizational philosophy: traditional vs innovation.
Checkout.com wins for high-volume merchants ($50K+/month) prioritizing cost optimization and payment performance. Stripe dominates for developer experience, fast integration, and comprehensive ecosystem. Economics favor Checkout.com at scale; ease-of-use favors Stripe.
Checkout.com wins for mid-market merchants ($50K-$5M/month) needing enterprise features at accessible minimums. Adyen dominates for large enterprises ($10M+/month) requiring proven global scale and unified commerce. Both offer IC+ pricing but serve different volume tiers.
Finix wins for established platforms (500+ merchants, $100M+ GMV) where payment revenue share justifies PayFac complexity. Stripe Connect dominates for faster launch, lower commitment, and broader payment coverage. Economics favor Finix at scale; simplicity favors Stripe.
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